Pourquoi les polices globales sont-elles en échec ?
Le courtier Ukrainien d’UNIBA Partners nous livre son analyse sur les programmes d’assurance internationaux, dans le contexte actuel : Assurances ...
As part of your company’s development, you have recently established a subsidiary in France or you are about to. To protect your business in France, some insurance programs are recommended or mandatory. You will find below some obligations and advice for foreign firms with a French subsidiary : property and casualty, liability, vehicles, cybersecurity.
There is no obligation to take out this type of insurance. However, the majority of French insurance companies cover this risk. Whether you take over an existing asset, or build a new plant, insurers will require preventive and protective measures against the main risks (fire, electrical damage, vandalism). We assist our clients in this phase in order to obtain the best conditions.
Industrial Multirisk insurance guarantees your real estate (buildings) and furniture (furniture, equipment) related to your professional activities. This insurance also covers the following :
The following items, among others, have an impact on the rating:
If your company takes out this policy, coverage for “natural disasters” and “attacks” will automatically be included.
This coverage is not compulsory in France. However, the coverage rate of French companies is very high. When setting up in France, it is likely that your partners will require you to be covered for your activity.
Some French bonds:
For companies whose activity has an impact on the environment, it will be useful to cover their environmental liability.
In France, only the third-party liability is compulsory for driving a vehicle. However insurers generally offer global coverage including:
The COVID-19 crisis has also demonstrated that the coverage of CYBER risks is essential. Claims rose due to the massive implementation of home-working office. French cyber policies cover the cost of consultants who will intervene as well as the costs resulting from the restoration of your computer systems.